Identity theft is when someone steals your personal information to commit fraud or other crimes. This can include stealing your Social Security number, credit card information, or other sensitive data.

Some common identity theft scams include phishing emails, fake websites, phone scams, and skimming devices on ATMs or gas pumps. These scams are designed to trick you into giving away your personal information.

To protect yourself from identity theft, you should never give out personal information over the phone or email unless you are sure of the recipient’s identity. You should also regularly monitor your credit report and bank statements for any suspicious activity.

If you think you’ve been a victim of identity theft, you should immediately contact your bank and credit card companies to report the fraud. You should also file a report with the Federal Trade Commission and consider placing a fraud alert on your credit report.