Answer: No, Social Security benefits are not only for retired individuals. They also provide benefits for disabled individuals, survivors of deceased workers, and dependents of beneficiaries.

Answer: Social Security benefits are designed to supplement retirement income, not replace it entirely. It’s important to have other sources of income, such as savings, pensions, or investments, to ensure a comfortable retirement.

Answer: Yes, you can work and receive Social Security benefits. However, if you are under full retirement age, there is a limit to how much you can earn before your benefits are reduced. Once you reach full retirement age, there is no limit on your earnings.

Answer: While there are concerns about the long-term sustainability of Social Security, it is unlikely to go bankrupt. The program may face financial challenges in the future, but adjustments can be made to ensure its continued operation.