Disability benefits are financial assistance provided by the government or private insurance companies to individuals who are unable to work due to a disability. These benefits help cover living expenses and medical costs for those who are unable to earn a living.

There are several types of disability benefits, including Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), workers’ compensation, and private disability insurance. Each type of benefit has specific eligibility requirements and benefits.

To qualify for disability benefits, you must have a medical condition that prevents you from working for at least a year or is expected to result in death. You must also meet specific criteria set by the program you are applying for, such as having enough work credits for SSDI or meeting income and asset limits for SSI.

The amount of money you can receive from disability benefits varies depending on the program you are enrolled in and your individual circumstances. SSDI benefits are based on your earnings history, while SSI benefits are set by the federal government and may be supplemented by state programs.

It is possible to work while receiving disability benefits, but there are limits on how much you can earn without affecting your benefits. In most cases, you can work part-time or earn a certain amount of income without losing your benefits, but it is important to report any income to the program administrators.