Continuing Care Retirement Communities, or CCRCs, are residential communities designed for older adults that offer a range of living options from independent living to assisted living and skilled nursing care. They provide a continuum of care so that residents can transition between levels of care as their needs change without having to leave the community.

CCRCs can provide peace of mind for families by offering a safe and supportive environment with access to a range of healthcare services. Families no longer need to worry about the day-to-day caregiving responsibilities and can focus on spending quality time with their loved ones. Additionally, CCRCs often have social and recreational activities that promote physical and mental well-being, which can improve the overall quality of life for residents and their families.

CCRCs typically require an upfront entrance fee and monthly fees, but these costs can be offset by the long-term savings of not having to pay for separate housing, healthcare, and other services. Additionally, CCRCs often have financial assistance programs and other benefits that can help make them more affordable for families. By choosing a CCRC, families can have greater financial stability and predictability when it comes to their loved one’s care.

Choosing the right CCRC for a loved one can be a complex process that involves considering factors such as location, accommodations, healthcare services, amenities, staff qualifications, and financial options. Families should conduct thorough research, visit multiple CCRCs, and ask questions to ensure they are making an informed decision. Working with a financial advisor or eldercare specialist can also be helpful in navigating the decision-making process.