Medicare is a federal health insurance program in the United States that primarily provides coverage for individuals who are 65 years or older, as well as certain younger individuals with disabilities or end-stage renal disease. It is funded through payroll taxes, premiums, and the federal budget.

Medicaid is a joint federal and state program that provides health coverage for individuals and families with low income. It is administered by the states within broad federal guidelines and funded by both the federal government and the states.

The main differences between Medicare and Medicaid include:

• Eligibility: Medicare is generally available to individuals who are 65 years or older, while Medicaid is primarily for low-income individuals and families.
• Coverage: Medicare provides coverage for hospital care (Part A), medical insurance (Part B), and prescription drugs (Part D), while Medicaid offers a broader range of benefits, including doctor visits, hospital stays, long-term care, and more.
• Cost: Medicare has premiums, deductibles, and co-payments, while Medicaid is generally free or low-cost for eligible individuals.
• Administration: Medicare is administered by the federal government, while Medicaid is administered by the states.

To be eligible for Medicare, you must be a U.S. citizen or a legal permanent resident who has lived in the U.S. for at least five years. You must also meet one of the following criteria:

• Be 65 years or older
• Have received Social Security disability benefits for at least 24 months
• Have end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS)

Eligibility for Medicaid varies by state, but in general, it is available to low-income individuals and families, including pregnant women, children, parents, and adults with disabilities. The specific income and asset limits for Medicaid eligibility depend on the state in which you reside.

Yes, it is possible to be eligible for both Medicare and Medicaid. This is known as “dual eligibility.” Individuals who qualify for both programs are often referred to as “dual eligibles” or “Medicare-Medicaid enrollees.” Dual eligibles receive coverage and benefits from both programs to help meet their healthcare needs.

If you believe you may be eligible for Medicare or Medicaid, it is recommended to contact your local Social Security office or your state’s Medicaid office for more information. They can guide you through the application process and provide you with the necessary information to determine your eligibility and enroll in the appropriate program.