Travel insurance is a type of insurance that provides coverage for unexpected events that may occur before or during your trip. This can include trip cancellations, medical emergencies, lost luggage, and more.

Travel insurance is important because it helps protect your investment in case something unexpected happens that forces you to cancel or interrupt your trip. It also provides coverage for medical emergencies while you are traveling.

Travel insurance typically covers trip cancellations, trip interruptions, emergency medical expenses, lost or delayed baggage, and travel delays. Some policies may also include coverage for rental car damage and emergency evacuation.

The cost of travel insurance can vary depending on several factors, including the length of your trip, your destination, your age, and the level of coverage you choose. On average, travel insurance can cost anywhere from 4% to 10% of your total trip cost.

When choosing a travel insurance policy, consider factors such as the coverage limits, exclusions, deductibles, and the reputation of the insurance provider. It’s important to read the policy details carefully to ensure it meets your needs.