Age is a significant factor that insurance companies consider when determining auto insurance rates. Generally, younger drivers under the age of 25 tend to pay higher premiums due to their lack of driving experience and higher likelihood of being involved in accidents. On the other hand, seniors over the age of 65 may also see an increase in rates due to factors such as diminished reaction time and vision impairments.

Seniors can expect their auto insurance rates to potentially increase as they get older. This is because age-related factors such as slower reaction times and declining vision can impact their ability to drive safely. As a result, insurance companies may view seniors as higher-risk drivers and adjust their premiums accordingly.

Despite the potential for increased rates, seniors can take steps to lower their auto insurance premiums. This may include completing a defensive driving course, maintaining a clean driving record, and taking advantage of discounts offered by insurance companies for things like bundling policies or installing safety features in their vehicles.