Travel insurance is important because it provides financial protection and peace of mind during your trips. It helps cover unexpected expenses such as medical emergencies, trip cancellations or interruptions, lost luggage, and other unforeseen circumstances. Without travel insurance, you could be left with significant financial burdens and stress while away from home.

Travel insurance typically covers medical expenses, trip cancellations or interruptions, lost or delayed luggage, emergency evacuations, and personal liability. It may also provide coverage for travel delays, missed connections, and even some adventure activities. The coverage and limits can vary depending on the insurance provider and the specific policy you choose.

While your health insurance may provide coverage for medical emergencies within your home country, it may not cover you when traveling abroad. Travel insurance can fill this gap by providing coverage for medical expenses incurred while traveling internationally. Additionally, travel insurance offers other benefits beyond medical coverage, such as trip cancellation protection and assistance services, which are not typically provided by health insurance.

Yes, you can purchase travel insurance after booking your trip, but it’s generally recommended to buy it as soon as possible. Some insurance providers offer additional benefits when you purchase coverage within a certain timeframe after booking your trip, such as coverage for pre-existing medical conditions or cancel-for-any-reason coverage. It’s important to read the policy terms and conditions and understand any restrictions or limitations that may apply.

The cost of travel insurance varies depending on several factors, including your age, destination, trip duration, coverage limits, and the type of policy you choose. On average, travel insurance typically costs around 4-10% of the total trip cost. It’s important to compare quotes from different insurance providers to find the best coverage at a price that fits your budget.

While travel insurance is often associated with international travel, it can also be beneficial for domestic trips. It can provide coverage for trip cancellations or interruptions, medical emergencies, lost luggage, and other unforeseen events. Even within your own country, unexpected situations can occur, and travel insurance can help protect you financially.