Travel insurance is a type of insurance coverage that protects individuals against financial loss and unforeseen circumstances while traveling. It typically provides coverage for trip cancellation or interruption, medical expenses, emergency medical evacuation, lost luggage, and other travel-related issues.

While travel insurance is not mandatory, it is highly recommended. It provides peace of mind and financial protection in case of unexpected events such as trip cancellation, medical emergencies, or lost belongings. Traveling without insurance can leave you vulnerable to significant financial losses.

Travel insurance typically covers trip cancellation or interruption, medical expenses, emergency medical evacuation, lost luggage or personal belongings, travel delays, and sometimes even emergency assistance services. However, coverage may vary depending on the insurance provider and the specific policy purchased.

The cost of travel insurance depends on various factors such as the duration and destination of your trip, the coverage limits, your age, and any pre-existing medical conditions. On average, travel insurance can cost around 5-10% of your total trip expenses. It is recommended to compare quotes from different insurance providers to find the best coverage at a competitive price.

Yes, you can buy travel insurance after booking your trip. However, it is advisable to purchase travel insurance as soon as possible after making your trip arrangements to ensure maximum coverage. Some insurance providers offer additional benefits or coverage options if you purchase insurance within a certain time frame after booking.

A pre-existing medical condition refers to any illness, injury, or medical condition that you have been diagnosed with or received treatment for before purchasing travel insurance. It is essential to disclose any pre-existing medical conditions when buying travel insurance as some policies may exclude coverage related to those conditions. However, some insurance providers offer coverage for pre-existing conditions with additional premiums or restrictions.

To file a travel insurance claim, you typically need to contact your insurance provider as soon as possible and provide them with all the necessary documentation, such as medical reports, police reports (in case of theft), receipts, and other supporting evidence. The insurance company will guide you through the claim process and inform you about the required forms and procedures. It is essential to keep copies of all documents and receipts, as they may be required for the claim.