Travel insurance is designed to cover unexpected events that may occur while traveling, such as trip cancellations, lost luggage, or medical emergencies while abroad. Health insurance, on the other hand, typically covers medical expenses related to illness or injury within your home country.

It is recommended to have both travel insurance and health insurance when traveling abroad. Travel insurance can provide coverage for trip-related issues, while health insurance can cover medical expenses that may arise. Having both can provide comprehensive coverage for various situations.

Some health insurance plans may offer limited coverage for medical emergencies while traveling, but it is important to check with your provider to understand the extent of coverage. In many cases, travel insurance is recommended to supplement any gaps in coverage and provide additional protection while abroad.

Travel insurance can cover a range of issues such as trip cancellations, lost luggage, medical emergencies, emergency evacuation, and travel delays. It is important to review your policy to understand the specific coverage included.

When selecting a travel insurance policy, consider factors such as trip duration, destination, activities planned, and your health history. Compare different policies to find one that best suits your needs and provides adequate coverage for your trip.