Medicare is a federal health insurance program for people who are 65 or older, as well as certain younger individuals with disabilities. It helps cover the cost of healthcare services, including hospital stays, doctor visits, and prescription drugs.

Social Security is a federal program that provides financial assistance to retired and disabled individuals, as well as survivors of deceased workers. It is funded through payroll taxes and provides a monthly income to eligible recipients.

Medicare plays a significant role in elder law as it affects healthcare planning and long-term care options for seniors. Understanding Medicare coverage and benefits is crucial for ensuring proper care and financial stability in later years.

To maximize Social Security benefits, individuals should consider factors such as their full retirement age, earnings history, and claiming strategies. Working with a financial advisor or elder law attorney can help optimize benefits and secure financial well-being in retirement.

Elder law attorneys specialize in legal issues affecting seniors, including Medicare and Social Security planning. They can provide guidance on benefit eligibility, application processes, and appeals, as well as assist with estate planning and long-term care considerations.