Medicare is a federal health insurance program that provides coverage for individuals aged 65 and older, as well as certain younger individuals with disabilities. It is divided into different parts, including Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage), and Part D (prescription drug coverage).

To be eligible for Medicare, you must be a U.S. citizen or a legal permanent resident who has lived in the United States for at least five years. You must also meet certain age or disability requirements. Most people become eligible at age 65, but individuals with certain disabilities may qualify at a younger age.

Medicaid is a joint federal and state program that provides health coverage for low-income individuals and families. It is administered by states, so eligibility and benefits can vary. Medicaid covers a wide range of medical services, including doctor visits, hospital stays, long-term care, and more.

Eligibility for Medicaid is based on income and other factors. Each state sets its own eligibility criteria, but certain groups, such as pregnant women, children, and individuals with disabilities, are generally eligible. The Affordable Care Act expanded Medicaid eligibility to include more low-income adults.

The main difference between Medicare and Medicaid is that Medicare is a federal program that provides health insurance for older adults and individuals with disabilities, while Medicaid is a joint federal and state program that provides health coverage for low-income individuals and families. Medicare is generally available to all eligible individuals, while Medicaid eligibility is based on income and other factors.

Yes, it is possible to have both Medicare and Medicaid. This is known as “dual eligibility.” If you qualify for both programs, Medicare will generally be your primary coverage, and Medicaid may help cover some of the costs that Medicare doesn’t pay for, such as premiums, deductibles, and co-payments.