Social Security is a government program that provides financial assistance to retired or disabled individuals, as well as to the survivors of deceased workers. It is funded through payroll taxes.

The best age to start collecting Social Security benefits varies for each individual. You can start receiving benefits as early as age 62, but the longer you wait (up to age 70), the higher your monthly benefit will be.

To optimize your Social Security benefits, consider factors such as your full retirement age, your work history, and your life expectancy. You may also want to explore spousal benefits and strategies for claiming benefits.

Yes, you can work while receiving Social Security benefits, but your earnings may affect the amount of benefits you receive. It’s important to understand the rules and limitations for working while collecting benefits.

If you delay claiming Social Security benefits, your monthly benefit amount will increase. This can be a good strategy for individuals who expect to live longer and want to maximize their lifetime benefits.