Travel insurance is a type of insurance coverage that provides financial protection and assistance when unexpected events occur during your travels. It can help cover expenses such as medical emergencies, trip cancellations or interruptions, lost or delayed baggage, and other unforeseen circumstances.

Travel insurance typically covers a range of situations, including medical emergencies, trip cancellations or interruptions, lost or delayed baggage, emergency medical evacuation, and personal liability. The specific coverage can vary depending on the policy, so it’s important to carefully review the terms and conditions.

Travel insurance is important because it provides financial protection and peace of mind when unexpected events occur during your trip. It can help cover the costs of medical emergencies, trip cancellations or interruptions, and other unforeseen circumstances that may otherwise result in significant financial losses. Additionally, some countries may require proof of travel insurance for entry.

Some travel insurance policies may offer coverage for pre-existing medical conditions, but this can vary depending on the policy and the specific condition. It’s important to carefully review the terms and conditions of the policy or consult with the insurance provider to understand the extent of coverage for pre-existing conditions.

Yes, you can usually purchase travel insurance after booking your trip. However, it’s generally recommended to buy travel insurance as soon as possible after making your travel arrangements to ensure you are covered for any unexpected events that may occur before your trip. Some insurance providers may have specific deadlines or restrictions for purchasing coverage after booking, so it’s important to check with the provider for their policy.

The cost of travel insurance can vary depending on factors such as the duration of your trip, your age, the level of coverage you choose, and any additional options or add-ons you include in your policy. Generally, travel insurance can range from a few percentage points of the total trip cost to around 10% of the trip cost. It’s important to obtain quotes from different insurance providers and compare the coverage and cost to find the best option for your needs.