Travel insurance typically covers a range of unforeseen events that may occur before or during your trip. This can include trip cancellations, medical emergencies, lost or delayed luggage, and even emergency evacuations.

Some travel insurance policies may provide coverage for COVID-19-related issues, such as trip cancellations due to contracting the virus or travel restrictions. It’s important to carefully review the policy details to understand the extent of coverage.

Travel insurance typically does not cover pre-existing medical conditions, extreme sports or activities, or losses due to reckless behavior. It’s important to review the policy exclusions to understand what is not covered.

To make a claim with your travel insurance provider, you will usually need to provide documentation such as receipts, medical records, and incident reports. Contact your insurance company as soon as possible to start the claims process.