Travel insurance provides coverage for unexpected events such as trip cancellations, medical emergencies, lost luggage, and more. It offers peace of mind and financial protection while traveling.

Consider factors such as trip duration, destination, activities planned, age and health condition, coverage limits, exclusions, and the reputation of the insurance provider. It’s important to read the policy details carefully before purchasing.

It is recommended to buy travel insurance as soon as you book your trip. This way, you can be covered for trip cancellations due to unforeseen circumstances that may arise before your departure.

Yes, there are various types of travel insurance available such as single trip, annual multi-trip, backpacker, business, and family policies. Choose the one that best suits your travel needs.

Compare quotes from different insurance providers, consider a higher excess to lower premiums, opt for a multi-trip policy if you travel frequently, and look for discounts or promotions when purchasing travel insurance.